Insurance proves bump in road for Cork roller skate group
The dream of a group of roller skates in an indoor arena was shattered by the insurers’ refusal to cover them, with a quote amounting to € 8,000.
The East Cork Rollers, who already meet on Wednesdays at Horgan’s Quay in Cork, said they are instead expanding their outdoor activities and want enthusiasts to join them in the farmer’s market area of Midleton’s Market Green for the evenings Friday night skate.
Group founder Gillian Newman said as the group at large has evolved their hopes of exploring the various disciplines of indoor roller skating have hit a rock wall.
“We have been offered a location, but Irish insurers won’t even give a quote. A UK company quoted 8,000 euros, which we couldn’t afford and they still pulled it out after Brexit, “she said.
Last December, the Competition and Consumer Protection Commission (CCPC) was tasked with examining the issue of liability insurance, after public testimonies from companies and social groups claiming that its cost had become one of their main obstacles.
The CCPC found that liability premiums had increased by up to 20% on average over the past three years.
Playgrounds and other family activities have fallen victim to the crisis.
In recent weeks, Play Services Ireland Ltd (PSI) in Lisburn, the latest company to conduct independent inspection and certification for these types of sites, said personal injury coverage had been withdrawn by its insurer.
PSI said it cannot now certify new outdoor and indoor play areas, which is necessary for such facilities to have health and safety.
In its 2020 report, the Personal Injury Assessment Board (PIAB) said it processed 26,009 new bodily injury claims and awarded total compensation to accident victims of more than 206 million euros that year, or a decrease of 16%.
He said the reduction in claims is expected to have a significant impact on insurance costs.
PIAB Managing Director Rosalind Carroll said, “Claims costs are dropping dramatically due to lower volumes and lower values and this new environment is ripe for premium reductions. “
East Cork Rollers didn’t let the backhand bring them down too much.
Gillian’s husband, Conor, and young daughters Eriu and Calypso have joined her, as has an ever-growing circle of strangers-turned-friends who have responded to social media prompts.
“A health issue is preventing Conor from traveling long distances with his family, but he can skate with us indefinitely,” Ms. Newman said.
With insurance coverage not required to skate in public places, participants enjoy various skateparks and greenways such as Carrigaline / Crosshaven and Blackrock / Passage West.
In contrast, public spaces like Horgan’s Quay and Market Green offer a different experience, where “we’re basically skating in circles to music,” Ms. Newman said.
The purchase of new skating equipment costs less than € 250.
“We advertise if a skate area is suitable for beginners, but everyone participates at their own risk,” Ms. Newman said.
The East Cork Rollers meet in Midleton from 7pm to 9pm. Contact via Facebook Messenger and Instagram; email: [email protected]